curryhowardiso

I think the point behind the Apple Card is to drive NFC payments adoption in the US. Australia has a near complete penetration of NFC while the US does not.

Only time will tell whether we get the Apple Card, but due to the Australian Reserve Bank’s interchange fee cap, we’ll likely not see the same cash back offer if it ever does land here.

It will be interesting to see other markets’ reception of Apple Card and Apple Pay too.

To confirm, you meaning Stripe?

Does this work in all banking jurisdictions?

It's also due to the fact (which I also tweeted) that Kubernetes is not even supported on the stable release channel of Docker for Mac!

That would be super cool, and I've noticed the branch protection features changing on GitHub, so perhaps they're thinking about this space too.

Yes but this is related to the legal basis for the claim, just because there are people who may have committed fraud, doesn’t give the government carte blanche to request any more than they’re legally entitled to obtain.

Will this be fixed when a "canonical" docker container comes out for it? Or perhaps two containers - 1 for dev & dev dependencies and 1 for "prod"?

This is potentially huge news - given that Apple just fought (and won) an antitrust/anti competition lawsuit in Australia in respect of not allowing Australian banks to use this NFC API!

http://registers.accc.gov.au/content/index.phtml/itemId/1197...

Edit: pulled the trigger on this comment too soon - it appears that the API will only support "reader mode" which is not what the main subject of the litigation was about - the banks wanted a 'total' (for want of a better word) public access API.

I don't believe this answer deserves a downvote.

I think this answer missed a (somewhat) negation in the middle of the parent posts' argument

Absolutely - and the argument that "Facebook usage is like common law licenses of invitation onto private property" tacitly assumes that Facebook is like private property, and that the moral justification of "my private property, my rules" is correct.

It's intuitive - I'll give you that - but we need to decide amongst ourselves whether this behaviour is something we want to encourage or discourage into the future.

> Microsoft, Intuit and CheckFree announced the OFX standard on 16 January 1997.

> Many banks in the US let customers use personal financial management software to automatically download their bank statements in OFX format, but most Canadian,[2][3][4] United Kingdom and Australian (CBA exports OFX and QIF files) banks do not allow this.

I'm not criticizing - we need to do better! Developers demand JSON!!! :)

Have you seen plaid.com? Also - yes :)

> I'd love to collapse all of my recurring payments into a monthly report, that I can review and authorize.

Yes, even just a list of the recurring payments (that is updated in realtime and that you can centrally discontinue) should be available to the banking consumer -- and it should be the responsibility of the banking entity to provide this feature.

The do not, because the financial sector makes its revenue from payments occurring, rather than not. A consumer would naturally gravitate towards a bank that was not limited by this concern (or derived equivalent profit elsewhere for provision of value)

You could also do extended KYC based on this information!

Mate it's called a sandbox and reviewed apps... We're not talking about hooking up some PHP script to your bank account... and I'm not even affiliated with them!

Cards on the table: I work for a money transmitter "app" headquartered in SF (I say "app" because we still operate in a somewhat speculative niche in the industry) as a software engineer - but I have a degree in law as well. To me the regulatory compliance seems to be an issue with the tech people not properly collaborating with the "banking proper" types (financial services/legal/banking professionals) Note: in "easy" jurisdictions we are seeing some progress[0]

Would you be able to take this offline and discuss with me further? I do not know the protocol for off site discussions from hacker news. Do I give you my public key? haha LOL

[0] www.monzo.com (with whom I haveno affiliation whatsoever)

Is the problem that the "stanford disruptors" are sticking to offering value as a payments facilitator/money transmitter and not trying to move up the value chain and get some banking licences? I assume this would be orders of magnitude more difficult but I really want to see it happen somewhere in the world!

Out of curiosity, what threshold of evidence would you accept that I provide to verify that I was indeed asked to write code at the US border?

I'm almost certainly not going to provide it, but I'm still curious if you're willing to elaborate.

Sorry? I wasn't denied entry ever... Ahh the news.com.au article isn't worded very clearly: the person in front of me was denied entry (not me!)

Sum* Sorry!

I was the person in the story and I'm pretty sure this person could! https://twitter.com/cyberomin/status/835888786462625792

Hey there!

I am the subject of the article and to my knowledge I wasn't 'assessed' in any formal capacity (certainly not at the level of cross-referencing anything with Wikipedia)

I am thoroughly convinced that just getting down and putting code on paper in a confident way got me across that border!

So, if I had any advice for others it would be to do what you normally do in a software interview: act really convincing - even if you're a bit flustered!

I didn't tell the journalists the question because it wouldn't mean anything to their target audience.

Most of these reposts (including this one in hacker news) have not reached out to me for additional or audience-specific details :)

Hey y'all, I'm the person they mentioned in the article.

Because this is a fairly technical forum (and some people were asking about language specifics or runtime characteristics) I'll let you in on the question even though I left it out of the journalist interviews - hopefully this information will help you make sense of the article/interaction for yourself:

Write a Python program to take two numbers as input and if the sun is bigger than 100, output "this is a large number" but if it is less than 100 output the sum of the numbers.

Lol!

This is actually a great technical and legal question. And it depends a lot on the type of service you have, and which jurisdiction's law governs you and your service provider.

On the one hand, we have the EU's "right to be forgotten" actions against Google, which seem to be gaining ground and are essentially bona fide in their protection of the consumer/society, in the sense that it might be a good idea for other jurisdictions to adopt it as well.

But consider the EU (and worldwide) regulation of banking and transactional accounts. Particularly the prohibitions on money laundering and counter-terrorism funding (AML/CTF laws). You're not allowed to open and close a bunch of bank accounts, which means that you don't really have a "right to be forgotten" in this sense either. Nor, if you are not a "legit" user, should you be.

From a technical standpoint, how do you detect the law abiding citizens that want to close (in the sense of permanently deleting records) their account(s) from the malfeasant actors that want to launder money or fund terrorism by holding many accounts over time in order to obfuscate their transaction patterns.

It's an interesting question that the law -- and to a certain extent, the people -- have not yet got a good answer

Yeah, who needs Uber when you can hail a cab in one swift motion

"The only real way to get better is practice." 100%

Jesus christ the "Sydney tech scene" got absolutely reamed by Bloomberg in this. Was that really necessary? Do we even hold ourselves out to have a tech sector worth mentioning as such (as opposed to a few lucky breaks that would be successful independently of location).

Does this reveal something about how venture capital interacts with software and software business models in general?

Omg now can someone please fix the apex domain?

I don't want to live in a world where I can't like formal verification and modern website design

Stripe changing the game again. Well done team Stripe!

Soon: Situation: there are 15 competing standards.[1]

[1]: https://xkcd.com/927/