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creepydata

524 karma · joined December 30, 2016

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creepydata··on Amazon to Acquire Whole Foods for $13.7B
>I think it shows that you can be a successful capitalist without trying to suck every ounce of productivity and profit out of your lowest-paid employees.

Another example of this is Wegmans -

http://www.cbsnews.com/news/could-this-be-the-best-company-i...

https://www.washingtonpost.com/news/wonk/wp/2015/05/13/why-w...

http://www.adweek.com/brand-marketing/why-do-so-many-people-...

http://m.csmonitor.com/Business/The-Bite/2016/0225/Why-is-We...

“Our employees are our number one asset, period,” Kevin Stickles, the company’s vice president for human resources, told Reuters in 2012. “The first question you ask is: ‘Is this the best thing for the employee?’ That’s a totally different model.”

creepydata··on Wells Fargo Is Accused of Making Improper Changes to Mortgages
Not so simple. My mortgage was sold to Wells Fargo without my input. I don't want to refinance because it wouldn't make sense financially as well as it could just be sold right back to Wells Fargo.
creepydata··on Wells Fargo Is Accused of Making Improper Changes to Mortgages
Well you can't convert your solar panels to food if you have a period of unemployment or an emergency.
creepydata··on Pancreatic cancer from a different perspective
And?

Where did I say anything about not needing early detection(1) or anything negative at all?

I'm giving actionable advice that you can follow right now at this very moment until we have other methods of prevention. That's what we got and it's easy to implement(2) and mildly effective.

(1) Though that's another can of worms considering there's cases where routine screening of asymptomatic individuals at low-to-average risk of a disease can actually do more harm than good, but that's another topic. Screening certainly can also be beneficial too, I'm not hating on it as a concept.

(2) Provided you aren't already a smoker. If you are, it can be difficult to quit, obviously.

creepydata··on Pancreatic cancer from a different perspective
The most important thing you can do today to prevent pancreatic cancer is.... believe it or not, don't smoke. Smoking causes somewhere around 30% or so cases of pancreatic cancers.
creepydata··on No correlation between headphone frequency response and retail price
Most libraries have copies of consumer reports magazine.
creepydata··on Wells Fargo Is Accused of Making Improper Changes to Mortgages
Even so, most businesses aren't going to want to handle a suitcase full of $200,000+ in cash, unless they are a bank. My lawyer handled all the cash (cashier's check) in my house buying transaction. My lawyer doesn't own an armoured car and doesn't have the ability to handle all that cash.
creepydata··on Wells Fargo Is Accused of Making Improper Changes to Mortgages
Did you appeal the penality with the IRS?

This kind of thing doesn't normally happen, or shouldn't.

You should have a local bank account for the times you need local branch if you do most of your banking online.

If you're going to spend quite a bit of money soon, like within a month or so, you should move that money into a local branch beforehand, like I did when I was buying my house and I knew I'd need the funds on closing date.

Even if you fail to do that ahead of time you can wire the money for, maybe, $20 to the local bank, wire transfers are instant, and get the cashier's check there.

That's like saying "you shouldn't use brokerage accounts cause if you need the money you'd have to wait for the sale to settle before you can access your funds."

creepydata··on Wells Fargo Is Accused of Making Improper Changes to Mortgages
You're wrong.

I've successfully gotten the law involved with Citibank with a time investment of around 10, maybe 15 minutes. All I did was filled out this form: https://www.consumerfinance.gov/complaint/ and they handled it from there. However, the CFBP has only been around for less than a decade.

creepydata··on Wells Fargo Is Accused of Making Improper Changes to Mortgages
The CFPB does.

You file a CFPB complaint here:

https://www.consumerfinance.gov/complaint/

I've done this successfully against Citibank.

Even though you aren't a Wells Fargo customer anymore you can probably still file a complaint as long as you still have the documentation. Letting them know let's them undercover systemic problems.

creepydata··on Developers who use spaces make more money than those who use tabs
I think the implementation is that those who are high earner don't have time/desire to participate in SO surveys, not that they are unlikely to state their income in SO surveys.
creepydata··on Developers who use spaces make more money than those who use tabs
Who is manually entering spaces rather than instructing your editor to do it for you?
creepydata··on Developers who use spaces make more money than those who use tabs
I've worked on projects that have been developed over decades and there has never been an issue. We have conventions, developers are expected to follow conventions, and if they don't they are instructed go back and fix their code.
creepydata··on Developers who use spaces make more money than those who use tabs
Seriously? When you start on a project you configure your IDE to match the project's conventions. If you are in a mentoring role you instruct your jr developers to do the same, first thing, before writing any code. This has never been an issue at any place I ever worked. If a PM can't get their developers to do something as simple as that then you have larger organization problems than code formatted weirdly. As well as totally incompetent developers.
creepydata··on Developers who use spaces make more money than those who use tabs
>you never know if it's spaces, tabs or a combination of them in existing code - which you may have not written yourself.

Um... I always know because I always set my IDEs to show those characters. You don't?

creepydata··on Developers who use spaces make more money than those who use tabs
What kind of a dick opens up a tabbed project and starts inserting spaces? Even if you have a preference the other way you play nice with others and stick with the project conventions.

The other thing you need to do is stop people from checking in code that doesn't follow project conventions.

creepydata··on Combating Money Laundering, Terrorist Financing, and Counterfeiting Act
The $10,000 applies to "monetary instruments" (not CCs) you are carrying over the boarder. Also that's already a thing, it's part of you customs declaration card you are required to fill out. - https://www.cbp.gov/travel/us-citizens/sample-declaration-fo...
creepydata··on Susan Fowler's Uber Expose Should Win a Pulitzer
Can you give examples of non-journalist winning Pulitzers?
creepydata··on The Holder Report on Uber
I don't want to eat dinner at 8 because if I eat too close to bedtime I get heartburn and I am in bed at 10.
creepydata··on The Holder Report on Uber
Besides, what are your kids going to eat?
creepydata··on Hackers Are Hijacking Phone Numbers and Breaking into Email, Bank Accounts
Yeah but for 90%+ of transactions, if you are being paid by a company, you can almost always request a paper check instead of an ACH transfer (sometimes with a fee). In that case they either have yet another account for check writing (which won't be "secret") or they give away their "secret" ACH account.
creepydata··on Money can be stolen from an Uber account
I assume different card issuers/card processors will charge slightly different exchange rates and they will all have different FOREX fees and associated charges.
creepydata··on Money can be stolen from an Uber account
There's also the CPFB for those in the US https://www.consumerfinance.gov/
creepydata··on Money can be stolen from an Uber account
Credit card(s) are good to have unless they give you an impulse to spend. They have many other benefits too such as [depending on the card] purchase protection, price protection, free roadside assistance, extended warranty, rental car insurance, concierge service, cash back, points, miles, etc., etc., etc.

I've personally used price protection, roadside assistance, extended warranty, and concierge service. Plus many thousands of dollars worth of cash back, points, and miles (probably close to $10,000 total).

creepydata··on Hackers Are Hijacking Phone Numbers and Breaking into Email, Bank Accounts
This is a big reason I carry multiple credit cards and multiple debt cards with multiple banks. I'm paranoid about getting locked out of my funds while travelling. Wouldn't help if my wallet was stolen but there is still redundancy there.
creepydata··on Hackers Are Hijacking Phone Numbers and Breaking into Email, Bank Accounts
They do sometimes though depending on how "risky" they deem you based on a secret criteria. I've never been able to bypass their phone number requirements.
creepydata··on Hackers Are Hijacking Phone Numbers and Breaking into Email, Bank Accounts
Man in the middle https://arstechnica.com/tech-policy/2015/10/how-a-criminal-r...
creepydata··on Hackers Are Hijacking Phone Numbers and Breaking into Email, Bank Accounts
If you give someone a paper check you are giving them your account number in plain text. I don't see how they can make that "secret."
creepydata··on Hackers Are Hijacking Phone Numbers and Breaking into Email, Bank Accounts
The FBI claims jurisdiction on crimes committed by foreign national against Americans. It's just hard to investigate and arrest individuals who aren't on US soil, but not absolutely impossible. They arrested a Russian ID theft a while back, but they had to lure him out of Russia to do so, as the Russian authorities didn't cooperate.
creepydata··on Hackers Are Hijacking Phone Numbers and Breaking into Email, Bank Accounts
I remember reading somewhere the top car make/model stolen was the Honda Civic.
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