Ah, so what non-millionaires like me are doing wrong is we're not starting a bitcoin ETF. I'll have to start one in the spare time between my two jobs. Meritocracy!
If you're already a multi millionaire, gambling a few million on bitcoin isn't really a risk. If you're poor, you aren't "afraid to" take a gamble - you can't afford too. Maybe this is all fair by the rules of the current economy. But maybe the rules aren't fair to begin with.