arrozconcosas

Too late. Those debts are already there, and there is nothing to stop them from piling up new debts in the years ahead. Whether or not uncle sam sends money to debt collectors doesn't change the root problem (the sickening financial position many people find themselves in to start with).

While this is interesting and I'm sure technically correct from an academic standpoint, it falls flat in the discussion. To say the way debt is treated in the us is not 'immoral' means you haven't learned enough about it yet.

There is nothing you can do but laugh at the stupidity in medical billing. I've asked for it before like this too, and they respond with 1 line item that says "service - total". I asked "when the doctor mistakenly did that 1 test on me, was it part of the total charges" and they couldn't answer.

There are price sheets with unique codes on them that are used for billing in hospitals. These price sheets are used for a provider (hospital) to send to your payor (your insurance). They have the minimum amount of information on them to get the insurance company to pay their portion. They are not set up for the actual human being being treated to understand or find them useful. It's a systemic problem with the way the industry is configured. Good luck changing it.

Many college classes are lightly attended and only mildly paid attention to already. I had a professor in college who would religiously take attendance every morning then after mid-terms and finals he would show a scatter plot of attendance versus test scores. There was mild correlation, but still plenty of cases outside what you'd expect (perfect attendance + terrible scores, or low/no attendance + high scores)

Key question: why would you watch broadcast TV?

I have no ability to contribute to this technical analysis, other than to say Apple would never expect an average user to know what a "kernel" is or why it has anything to do with their phone being out of date. I'm sure 100% valid issue here but this is like telling a customer about your back office problems while ignoring their needs. Phones and computers are nice when they're as simple to use as a toaster.

I could use a TLDR on this one ...

It depends if you think people are making their own choices in the first place, and then that they are capable of making different ones. The "systemic" view of the world says people aren't making choices, the system is coercing them to make choices. Therefore individuals aren't responsible and should not be coached to make different choices. Both views taken fundamentally seem short sighted. You need both.

Maybe I have a narrow set of experience, but in my mind a “data engineer” is not a substitute for a “data scientist”.

Given that there seems to be no consequence to getting hacked, I could see companies putting their bug bounties into a filibuster program. They can outsource their liability. I doubt the insurance companies who rate them care if the 3rd party bounty administrator is effective.

You can standardize things, if you are respectful of the concept that foods take on geographical characteristics and definitions. For example, the recipe for paella in Valencia, Spain is very specific. However, most of the world says “I want to make it however I like, I will call it Paella Valenciana anyways”. It’s right to customize and make your own versions, but it’s wrong to not acknowledge the fact that true specific definitions do exist in certain cultures and geographies.

Simple example, ever seen a Chicago style pizza? It would be impossible to create a standard “pizza” recipe that covers all pizzas ... but you can have a specific style with a name. Culturally, there are places in the world (for example France) that do treat food recipes this way. The US is too individualistic for this to be found “acceptable” culturally.

Very well articulated! I’ve thought about this before too. There is an assumption of having a “baseline knowledge and skill set” to be able to use most recipes. If you’re really starting from scratch (like I was a few years ago), the best thing you can do is to start trying and failing. I take meticulous notes on the things I cook to help me learn and improve.

Take your example of heat on a pan. I’ve always wanted a stove where I can control the BTUs with a dial. You could test your own stove for it and calibrate yourself for example.

There is a slightly more scientific blog here, but it won’t satisfy what you’re looking for I don’t think. I’ve never found that depth, but would appreciate it too! https://www.seriouseats.com/

I like this book too: https://en.wikipedia.org/wiki/The_Food_Lab

This is a great fact based argument. However, it is confusing "good quality management" with "more managers". "Best management practices" does not necessarily mean "more managers". I would actually argue that the more incompetent managers you have, the more of them you need to get business done. Finding incompetent managers and highlighting them is something consulting firms can help to do.

News flash: general living activities, working and housing being far apart from each other is expensive. See Mr Money Mustache for supporting evidence.

What if you don’t have a smart phone or if your phone dies? I know most people have one ... but this makes it a requirement. Maybe it already was one?

I'd say creating the surveillance state is on par with weapons systems, drones, etc. The fact that every American is spied on (I know they accepted the T&Cs) and has zero privacy anymore is not "don't be evil".

Your job isn’t to do X hours of work your job is to meet a goal, objective or target. You don’t get to stop when the clock hits a certain hour in this industry.

Large firms do have the ability to offer ideas from a different perspective. Their value isn’t 0 for ability to give new ideas.

A lesson I found helpful is with regards to the need to build a network of mentors, supporters and followers. This won’t apply to all fields but maybe some people will find it helpful.

Mentors are people who you can go to when you’re stuck on a topic, regardless of what it is. They help you navigate through your org (politics, context behind decisions, etc). These people can be in your team/department or could just be someone you’ve met by the water cooler and developed a relationship with.

Supporters are similar to mentors, but more committed. These people will take their own initiative and go out of their way to create opportunities for you. They consider your success as a part of their own success and therefore will do what they can to help you grow and develop.

Followers are people who you’ve either worked side by side with, or who have worked for you. You may take on the mentor or supporter role for them. If you switched teams or departments, these people would want to come with you.

It should be illegal for any company to store my private information like this. The 'anonymous' sharing of my information is easily de-anonymized. Sites asking for your phone number for "security purposes" are a joke.

You just have to accept that absolutely everything you've done online is public information. If it isn't now, it is being stored and future tools / databases will make what is either difficult to access or difficult to interpret very easy to use in the future.

Great questions! This conversation is already pretty mature I think. Take a look at Bruce Schneier to see some great synthesized commentary on the questions you're posing.

Why read news at all? https://www.mrmoneymustache.com/2013/10/01/the-low-informati...

I’m not sure i would describe those graphs as “beautiful”

Each year you can do less and less to limit your exposure. That argument will not old up over time. When IOT and 5G puts more devices online all of these things can be used for surveillance. This argument is not fair or realistic when looking forward a year or two.

Not true. Choice is only as good as your options and also depends on the choices of other people around you. My phone records people standing next to me. They might not have chosen to install the apps on my phone, but they’re subject to the surveillance of my device for example.

I much prefer features built in to my iOS than left as sketchy, personal information stealing, gaping privacy 3rd party apps

How is this different than Google Earth / Maps?

So $860 or so per month to own a car. “Included in your lease” doesn’t mean you don’t pay for it by the way.

So because it is the same attitude it is dismissed? What’s the point of this argument?