I have a credit card from BB, and I also use pix from time to time but not as much as a credit card. When Uncle Sam started bullying PIX I did what I never thought I would actually do. Since I can't stop using credit card (because it's helpful in my life) I canceled my Visa card with BB and requested ELO cc, created in 2011 by Bradesco, Banco do Brasil, and Caixa, not regretting anything. Blowing out someone else’s candle doesn’t make yours shine any brighter.