airmondii

are those coinbase fees? gdax fees are lower, and they're zero if your resting order gets hit

I think all he's getting at is recent college grads have the highest Net Present Value. It's not a matter of sunk cost.

Puerto Rico is not a foreign country so these rules you cited don't apply. If you are a bone-fide PR resident, you don't owe federal tax (FICA still applies). However Act 20 (and Act 22) are recent changes to try to bring more job creator-types to the island.

Was Rockefeller passionate about oil? Sam Walton about discount pricing? I think most successful entrepreneurs are just natural-born businessmen, and the specifics of their industry are mostly incidental.

You're probably looking at this from inside the SV bubble, but I could make a similar case there, too. Plenty of apps just ride the latest trend, and would pivot in a heart beat if it made if it makes business sense.

Most successful businesses are not the result of passion projects. OP's problem isn't that he lacks ideas (so he claims), it's that he has the common affliction of not being able to follow through on them. Even if we all want to be Steve Jobs, most of us won't be.

But we probably do agree that constantly comparing oneself to others is not good for emotional well-being.

My advice to OP: don't focus on outcomes (ie, 'this 22 year-old did X, why haven't I?), focus on the process. Your goal should be to each day do work and spend your time in a way of which you would be proud. Avoid the hot and cold cycle of overwork / burnout and procrastination.

It depends on the type of trader. Before the days of automation, it was essential. If you could do the mental math the fastest, you would get the best trades. Not surprisingly, this skill matters less when all your trading activity is conducted by algorithms.

The topic of AI and its implications is unavoidably speculative, because we are likely still many decades away from it being a risk and we don't yet know what path science will take to reach that point. So for now, we're mostly limited to thought experiments.

I never said we should defer to their 'authority' either. But it is a conversation worth having, and the sooner the better.

Fear mongering? This isn't Sarah Palin and her death panels. I'm sure Hawking and Musk are smarter and more knowledgeable on the subject than either of us, so maybe it's worth listening to them rather than dismissing out of hand. I don't see what they would have to personally gain by raising the alarm here.

Read Superintelligence by Bostrom to help see where they're coming from. It doesn't think AI will be evil either (unless perhaps those who develop it and determine its goals are...). But AI could run out of our control, or have us fall victim of unintended consequences.

As long as there are multiple sources where you can download your paid-for ebook, this decision by B&N will accomplish nothing, other than killing potential sales to people like us.

I don't mind paying $10 for an ebook. I just want a good user experience. This means no DRM and full control of the content.

I haven't purchased ebooks through Barnes and Noble, but I understand how annoying it can be getting all the ebook stores/ecosystems/formats/devices to play nice with each other. It was the reason I continued to buy paper books up until recently.

My solution: buy your ebook in any store that allows downloads (Amazon, Google, Kobo), and import into Calibre. Change settings to automatically convert imported ebooks to .epub format if they aren't already (the DRM-stripping plugin is optional ;-)). Set your library folder to dropbox, and voila, you have unfettered access from anywhere (and transferring to your Kobo Aura is easy too).