PiRho3141

This is where open source models are important.

The latest deepseek v4 pro model is 2-5x cheaper than Claude Sonnet 4.6. Cursor's Compose 2.5 that was just recently released is 6x cheaper than Sonnet.

The state of the art models are going to get better and more expensive and smaller models are going to get cheaper.

There will be a point where the intelligence of both the cheap and state of the art models are indistinguishable by humans like it is indistinguishable for me to understand the difference the difference between Terrance Tao and my university math professor.

I don't always need the smartest and most expensive models. I will need it every once in awhile and will gladly pay that price if I had to. What I do need is the model that will solve the current problem I have in a reasonable amount of time.

I send my child to a private Montessori school. With that said, there's no denying that sending your child to a private Montessori school is similar to parents who buy books in learning to parent are typically better parents not because they read the books but because they care enough to buy the books. If you care enough to send your child to a Montessori school, the parent is invested in the child's success and I think that's way more important.

You don't to execute code to have it backtrack. The LLM can inherently backtrack itself if trained to. It knows all the context provided to it and the output it has written already.

This is for applications that use LLMs or Chat GPT via API.

Not true. You can easily train a BERT single class classification model without having to train an LLM.

Was curious if Chat GPT would be able to find the problem if I told it that there was a memory leak which it was able to find.

https://chatgpt.com/share/70af56e3-2fde-4dab-8b59-d05960dadd...

Just asking if there's a problem and asking Chat GPT to rank the error leads the memory leak error to be categorized as low criticality though.

https://chatgpt.com/share/68eb706a-05eb-44ca-8e2b-abc97c0422...

Pretty promising though that it was able to point out the problem even without pointing it out and it definitely caught the memory leak issue.

Claude 3.5 Sonnet was able to figure it out right away without pointing it out though.

I did. Fourth paragraph number 3:

Principal payments (part of the mortgage the tenant pays goes into the principal of the property--usually around 30% of the first payment goes to principal if you put down 20% and it only goes up from there

I see a lot of people talking about rental properties and I don't think there's enough talk in favor of rental properties so here's my shot at it.

My philosophy of being a landlord is not to bank on appreciation, but rather find houses where the mortgage is well below what tenants are paying for. How do you find those kinds of houses? You buy dilapidated houses, renovate them and then rent them out. If you don't want to go through that work, there are middlemen called "turnkey providers" that renovate houses and then sell them to investors for a profit.

From there, you can decide whether to manage the property yourself (less passive) or hire a property manager (more passive). If you hire a property manager, they do all of the busy work associated with owning a house like finding tenants, collecting rent, evicting tenants. They do not get paid unless there is a tenant on the property so it's in their best interest to find you a good tenant.

The thing I like most about rental properties is four fold: 1) Positive cash flow (rent minus all operating costs) 2) Depreciation (in the US, you can depreciate the cost of the house--not land--over 27.5 years which usually makes the cash flow stated above tax free) 3) Principal payments (part of the mortgage the tenant pays goes into the principal of the property--usually around 30% of the first payment goes to principal if you put down 20% and it only goes up from there) 4) Appreciation (the house & land usually appreciates at pace with inflation)

Graham Stephan talks about this in his YouTube video: https://www.youtube.com/watch?v=h8wNUaBgZTk

Also remember, the longer you hold the property, the higher the rent will be while your 30 year loan will stay flat. This makes holding property much more appealing later on but with higher repair bills as well as things start to break.

There's a lot of advantages with owning homes IF you do the math correctly. Here's a video of Brandon Turner, the owner of Bigger Pockets, discussing how to analyze rental properties for the math to make sense. https://www.youtube.com/watch?v=2uogn4qtZ8U

Also, if there's a downturn in the market, usually people that own homes move to rental properties.

If you're interested in rental properties, I'd suggest the bigger pockets forums where you can read about everyone doing this type of stuff: https://www.biggerpockets.com/forums

You would be correct if you were managing this property yourself. This would be incorrect if you have a property manager managing this property. You can work with your property manager to auto approve any house related work that is under a certain threshold. Otherwise, they will send you an invoice for you to pay at your convenience.

With that said, depending on the property manager, they will do some of the following: find tenants, place tenants, evict tenants, collect rent, find contractors/repairperson to fix issues, etc.

The property manager makes it mostly passive but probably an hour a month of work if that.

Not only that, but her answers were "in memory of ...[of her husband], a gentle spirit, and in memory of my father, mother, aunts, uncles, friends, and many others who have lost the cancer battle."

Way to hit the feelers.

Here's the problem. The person was being paid to pay attention to the road. According to the below news article, the person was watching the voice on their mobile phone while the car was driving. Perfectly acceptable if the vehicle has already been rated to be fully autonomous but, in this case, they are still testing the automation and the car detected the bicyclists 5.6 seconds prior to the accident.

Uber should be partially at fault since they deactivated the automatic emergency braking.

Yes, I agree when vehicles become fully autonomous, people will be less attuned to the environment, but in this case, the person was hired specifically to pay attention at all times.

https://news.sky.com/story/uber-safety-driver-charged-over-d...