MarlonPro

Yes. I surveyed blogs written about index fund. Most suggested Vanguard (inventor of Index Fund). Like you probably noticed above, my ideal 3-fund portfolio consists Index Funds/ETF's from Vanguard.

Because our company's 401K plan has limited choices. I'd go for index funds and/or ETF's if offered. BTW, my S&P 500 is an index (SWPPX).

I'm on our company's 401K plan. If you know nothing about how the stock market works, then the target date retirement fund is the way to go. The worst thing you could do is not participating in your company's 401K plan, especially if the company offers you matching dollars (Read: FREE MONEY). I started with a target date retirement fund (managed by Schwab) but almost 2 years ago, I decided to re-allocate my fund into 3 mutual funds: S&P 500, US Small-Mid Cap, and International Large Cap. I'm happy that I re-allocated my fund. Ramith Seti's "I will Teach You to be Rich" book inspired me. And, another influence that made me re-allocate my fund is the "Three-Fund Portfolio" principle by Boglehead's Guide to Investing. I don't currently have access to the funds that Bogle suggested, but if I have extra money to invest, I'd open a Roth IRA account (alongside my 401K) and do the following:

VTSMX 60% VGTSX 30% VBMFX 10%

or ETF's

VTI 60% VXUS 30% BND 10%

These allocations follow the Boglehead principle of 3-Fund portfolio / Lazy portfolio

Title should be: "Creating a Model of the Known Galaxy in a Supercomputer"

Any additional requirements if one of two partners live outside US?

"I found that there is no app that allows me to quickly mix together text, math formulas, images, sketches, graphs, and other kinds of media"

OneNote - with add-ins

Please talk to your loved ones. Like the other said, please seek professional help. You're still young. You can still do a lot of things.

Search for meaning. Start with your Why.

I remember what a lawyer said in a case that I served as juror, "the US justice system is not perfect but it's the best justice system in the world."

Here's a start: "A Brief History of Computing - Operating Systems"

http://trillian.randomstuff.org.uk/~stephen/history/timeline...

I agree CS is essential, but as a 'key'? Maybe not. Let's go back to fundamentals - which means math & science.

Did Tony Hsieh commission this study? I'm just wondering ;-) jk

But existing bond investments will lose value because of selloffs :-(

Looks like the stock market reacts positively to the rate hike. But its effect on the general population remains to be seen, specially in the mortgage industry. Will more people shun buying houses? Banks are more willing to lend money with higher interest rate.

As an NBA and Laker's fan, I can't help but get curious with this news. Kobe is a Nike endorser. Tim Cook sits in the board at Nike. So, Apple is following the lead of Samsung, that got LeBron as an endorser, in its marketing effort?

I'm sending this link to Lynn Langit

I concur with this comment. Few years ago I was in a similar situation. I was not in a mission to change the world, though. All I wanted was to be a programmer, good enough to earn enough money. Along the way, I burned out. I have not achieved any of my set goals.

But it was easier for me to move on - or, my situation forced me to move on. You see, I have a wife and 2 kids. I need to continue to work. I didn't become a programmer, but life goes on.

I have other goals I wanted to pursue. Damn, I failed to reach those goals again. And life goes on again.

I want to get better and I fail each time I try. But, I am a better person after every failure. I become a better person because of my failures.

Life is not that complicated if you know when to pick up the pieces and move on.

Fail often. Then move on.

You might be talking about the "Spark File" https://medium.com/better-humans/8d6e7df7ae58

"Evernote Smart Notebook by Moleskine: Fill this book with ideas and sketches, then let the Evernote mobile app bring them to your computer, phone and tablet with a simple snapshot."

http://evernote.com/moleskine/

@RokStdy I have the Lamy Al-Star Black Special Edition filled with Noodler's Black Bulletproof ink! FTW!

I've been trying to "go backwards" with my note taking and writing in general. I've been using OneNote on my workstation and/or Evernote on my smart phone (HTC One at the moment).

Recently I upgraded my note-taking tools from Moleskine + Sharpie Pen to Midori Traveler's Notebook + Fountain Pen / Blackwing 602 Pencil. I also carry a couple of Field Notes on the go; you just don't know when that next-big-thing-idea will strike you. I make sure to capture it in ink when I catch it!

I found out that I am more inspired to write/take notes when I have better writing tools. Here's my current "system": https://twitter.com/ProductivityBit/status/38016214069634662...

Scott Guthrie

Woz's response exactly conforms to Jobs' account on the topic in his biography, "Steve Jobs" by Walter Isaacson. Woz's response is not all belligerent, as somebody here implied.

@sillysaurus I'm not sure if you're a book-reader. I am reading your comment and I am seeing the exact person this book is talking about. If you like to read about non-fiction writing, I suggest "On Writing Well" by William Zinsser.

Here's the amazon link: http://www.amazon.com/Writing-Well-30th-Anniversary-Edition/...

Just like coding, the "shortest" path to becoming a good writer is practice - practice everyday.

@kenneth I saw that you are using Midori Traveler's Notebook. I'm just wondering how are you actually use it. I own the regular traveler's notebook myself. But it's still empty right now. I see a lot of people using it as journal, sketch notebook, etc. but I'm not one of those creative type. How are you using it? How do you decide which items go to it vs not. Thanks!

Just in case, I've set my DVR to record this. This is very interesting! You might not want to miss it!

Thanks for all the replies. I appreciate that. The first step that I'd take if I am serious in pursuing this is to validate the idea, as some of you suggested. If the idea does not seem viable, I'd build it anyway if only to learn how to code. Again, thanks!

"All those failures..."

They only are if you decide they are failures. Use those "failures" as a platform.

Chances are you are not alone in this. I know, I am reading into this and I am seeing myself. You are me.

There are lots of us in this boat.

Remember, this is our platform.

it's just past midnight here in socal. I live in Long Beach, CA - few miles from the pacific ocean. I'm closely watching http://ptwc.weather.gov/ . No warning as of this writing.

why routine start at 26 sec mark and rest at 8 sec? Some don't want it but I really like to anticipate what's next, like in this app http://7minworkoutapp.com/