Non-traceablity defeats the purpose of a currency. Might as well trade in gold. For most transactions, physical money isn't really needed nor convenient.
12 karma · joined January 23, 2019
Note: I am not a parent.
Instead of "demotivation", you could use "motivation". So that, we wont have to worry about double negatives.
I would prefer to add weights, to the connecting arrows, to give more detail.
One suggestion: could you separate the code and tax slab configuration, different files.