CapitainEvident

Evidently.

That 2 bedroom apartment is in one of the most desirable areas of the most desirable city in the country. Location matters.

Evidently.

On £55k you can afford to borrow £247.5k.

£247.5k + 10% deposit and you are looking at £272k properties.

Check sold house prices in London and you’ll find plenty under £272k.

Possible in London which is one of the most expensive cities in the world.

Seems to me you’re the one insisting in doing something in the worst possible way.

I have a high street lined with shops on my way home where I can stop by, have a quick chat, perhaps pick up something that caught my attention as the scent of freshness overwhelmed my senses when I walked into the shop owned by a person that invites me for a drink and has visited my house socially.

The newest place near me right now was opened by an investment banker that chose to optimise for his hairline in his own words, so when I stop there to get stock up on exotic groceries, that is the best solution for me and if it’s raining, so what? I’ve got towels at home.

Filtering tap water at home has been a solved issue for generations. From ceramic water filters (CWF), ceramic candles to reverse osmosis and etc...c’mon dude.

If so, in my view that’s a feature as most large European cities have wide enough roads for cars and the new neighbourhoods that were designed with cars in mind have never outperformed the old areas, where people actually want to live.

London Canary Wharf being the epitome, where no one wants to live so badly the people that work there will pay more to live further away and suffer the horrible commute to go live in a walkable, older area.

Too car friendly for my taste and I don’t get why people drive so much.

Stockholm is small enough that it’s walkable with fast public transport connecting everything.

I don’t think it ever took me over 30 minutes to get anywhere, none of my friends drive in town but over half of them own a car so we are often traveling north for skiing, south for the summer, weekends in someone’s parent’s farm, but I have no recent memory of driving around town, there’s just no need, plus, no drinking, so it’s a nonstarter.

We are talking about living right in the centre of Amsterdam. No one is stopping you from buying something with a much lower deposit at a cycling distance from the city centre or a much smaller deposit with a 30 minutes public transport commute for 2 years so you can then afford to live in one of the most desirable areas of a main city with a sizeable tourist industry.

That’s 2 years saving to then live where you want and then an extra 2 years to live where you want in the apartment that you want which is oversized for a single person.

Why do you need a 3 bed as a single person and what’s your ideal scenario? Do you want to be able to afford a house without a deposit, is that it?

Still affordable in today’s market. This shouldn’t even be up to discussion as anyone can check the available houses for sale in Amsterdam and what they sold for.

Anyone getting USD75k/EUR65K/GBP55K in Europe can afford to buy an apartment in any of the major cities, including London with access to a walking lifestyle.

Add a partner’s salary to the equation and you are walking your kids to school and living the dream.

Not a lack of 75-100 m2 (3 bedrooms) under €600,000 in walking distance from the most famous tourist attractions, I know as I looked.

Smaller 2 bedrooms can be bought in the center of Amsterdam for €350,000 with a €35,000 deposit (10%).

How is that not viable for a tech worker?

Bought from own savings and income 4 years ago with no help from parents, not a family-owned apartment or sizeable inheritance. Owner is an immigrant from a developing country, the exchange rate alone would be prohibitive for any family assistance.

I’m not in Amsterdam, but my mate works in Amsterdam and lives on a single engineer Dutch salary in a beautiful 2 bed with a separate dinning/kitchen/lounge near Sarphatipark, 10 minutes walk from Museumplein, walking distance from the Rembrandt Museum and to work.

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