4k05

Do you have a source for this? Not nitpicking, i actually need it for a project...

Since we are nitpicking...mp3 was invented by the Fraunhofer Institute for Integrated Circuits, the Fraunhofer Institute for Telecommunications is a relatively new addition to the Fraunhofer Society, before 2003 it was called Heinirch Herz Institute. If I recall correctly, HHI was instrumental in developing the H.256 Video Coding Standard

Exactly! But that was the point made, right? Regardless of your credentials you should be able to convince people that you are an expert in a field. If you can prove your expertise only through credentials and not actual expert knowledge that is the "false positive" mentioned in the comment.

I do something similar. Banks in Germany offer a so called HBCI/FinTS interface (I think it is mandatory for them). There are some open source libraries available to read transaction through this interface. I made a time triggered azure function to read all transactions from the bank for the day before and add them to YNAB via their REST API. Was a fun weekend projet...

We then add categories manually to all transaction on the YNAB app, so... we go through each transaction every couple of days.