So basically, this, plus looking at the pics he links from the over clockers forums leads me to this conclusion.
You should buy
A whole house surge protector
A really nice UPS supply with a lead acid battery that does line cleaning for your computer equipment.
Doesn't solve the real problem, but at least saves a significant amount of hassle... Why systems survive so well in a proper colo environment over most homes. (Aside from air particles and temperature).