Quick question: How long do you see yourselves operating Captain401?
The photos on the website make you guys look pretty young and if I were an employer I'd be nervous that --like many start-ups-- one day out of the blue I'd get an email saying Captain401 is closing. Not that youth means the start-up is doomed, just that you may want to move on to try something else. I'm sure your plans can roll over easy enough, but that just means I'll have to deal with Fidelity/Vanguard/etc anyway.