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Excel.

Learn and practice double-entry accounting including how to manage many accounts: payable accounts, receivable accounts. For a personal solution, it can't be beat (IMHO).

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Ledger [0] (or any of its clones; hledger, beancount, etc.) beat Excel for this, as you don't have to implement the logic for double-entry accounting (or accounting for different commodities/currencies) yourself.

[0] http://www.ledger-cli.org/

Any suggestions on where to start learning?

I've recommended and have had good feedback on the Coursera course Introduction to Financial Accounting.

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