Programmers (or software engineers, if you like) almost never ask / negotiate what they're really worth. I don't see how it would be any different in finance.
This is the norm outside of Wall St as well, for anyone who has actual talent and/or experience and isn't a spineless pushover. For example, a truly talented sales engineer can easily make $250k/year + benefits and equity compensation.
> 60k is really seriously low
It was a 60k bonus.