Which is exactly the point I'm pushing: Who will pay for other's incompetence (or for lack of a better word failure)? Will we simply sweep someone's life under the rug? With regards to the idea that a company will be 'responsible,' just think of Shell and the oil in the gulf. I only want to be held accountable for my own actions, and not be a statistic a corporation sweeps under the rug. The issue is the accountability, and its ability to be exploited, not the actual legal value.