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Comment by aantix | Hacker News Reader

I'd like to be able to capture someone's credit card for a given amount (deposit), and then charge it later (manually) if certain terms are met. Is this possible under this new system?

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Yes, I believe you've been able to separately auth and capture (up to 7 days) later for a while

https://support.stripe.com/questions/does-stripe-support-aut...

Seven days isn't helpful.

I've been looking at performing this functionality with utilizing a free trial; setup a subscription payment of one year with a three month trial.

If the client meets the requirements, let the subscription charge after three months (then cancel all subsequent subscription payments). If they fail to meet terms within the three month window, cancel the "trial" all together.

Feels hacky.

If you attach the card to a customer object[0], you can create one off charges whenever you'd like. Stripe will even update the card's details on the customer if the card is reissued[1]. You can then create charges against the card manually through the dashboard (which seems to be what you were looking for based off of your original comment).

[0] https://stripe.com/docs/tutorials/charges#saving-credit-card...

[1] https://stripe.com/blog/smarter-saved-cards

Does there always have to be an initial charge (in the example $1.00)?

No. Creating the customer will charge the card $0.00 or $1.00 (depends on country/bank) and immediately refund the charge to verify the card itself, the CVC, the address, etc. In most cases, this tiny charge won't be noticed because of the refund.

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