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If you don't get it working on Stripe, maybe you'll have better luck with WePay. They're a marketplace payments service like Balanced was, and they support ACH payments.

https://www.wepay.com/developer/facilitate_withdrawals/settl...

https://www.wepay.com/developer/facilitate_withdrawals/embed...

Disclaimer: I haven't actually used them myself. YMMV.

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I have used them, stick with Stripe.

WePay cofounder here. Would love to better understand why you say that so we can improve. Bill@wepay.com

WePay doesn't do ACH debits AFAIK.

WePay engineer here. We support ACH debits. Checkout the live example with "Pay with Bank Account" option here - https://www.wepay.com/developer/process_payments/iframe-chec...

I was thinking via API.

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