Can you imagine how much growth there would be in this type of work if we had universal healthcare? That's probably the only thing keeping many people chained to a desk.
Nationally, the last time it was reported, the average increase in insurance costs was around 2x.
Obamacare also does not provide coverage for anyone that is near, or makes less, than the poverty line. It simply mandated by pen, rather than by a way, that the states absorb those people on their medicaid program (though the fed does assume the majority of the cost at least till 2022).
So there are quite a few excuses for not having insurance, such as its now more expensive for a lot of people, especially the ones that can't afford it.
Here's how you can hack the system, though. The IRS (who's in charge of enforcing the subidies) has determined that there's no penalty if you end up making less money in a year than you had estimated that you'd make. So if you make $20k per year, but you need to make $25k to qualify for a subsidy, you can just enter $25k at healthcare.gov, and you'll get the subsidy. If you end up making less than that when you submit that year's taxes, you won't be penalized, and you won't have to give the subsidy back. IANAL, etc.
conscientious objection