Of course, network rail, the line operator, kicks back money for lateness but the strange rules of your franchise like paying out only on overall lateness and not considering a train that's too full for you to get on as late means they keep 90% of that back for themselves.
For most folks that's only part one of your commute, because few of us actually work where we get into the city. Typically this means getting on the underground for another 30 minutes, this time cattle is being a bit polite.
* Actually, the £4000 is what I would pay if I paid for a yearly ticket. Since I don't always work in London, I get month tickets. These cost £400 a month.
From a quick calculation my £4000 season ticket works out about £0.25/mile.