When I discuss these issues with my peers (I live in the SF Bay Area), I find that many of them share my concerns, to varying degrees. Does anybody know if such a service exists?
When I discuss these issues with my peers (I live in the SF Bay Area), I find that many of them share my concerns, to varying degrees. Does anybody know if such a service exists?
It seems to me that it shouldn't matter where your income comes from, the social safety net should be there regardless. The ACA was a step in that direction by requiring people self insure if the did not get that benefit from their employer. I think we need to go even further and separate safety net benefits from employers. Then people would be able to choose whether they want the job security of a W-2 position or if they prefer the flexibility of a 1099 position without having to sacrifice the safety net.
(Side note: I'm a 1099 contractor who self insures. I have a lot of difficulty imagining going back to a W-2 job.)
If you want all that, you should move to a country where all that is required by law, or lobby towards these laws being implemented in your country. However, you must realise that all that has very real costs; and businesses that are only marginally profitable with current setups will not exist, causing the people working there to lose their (low, but positive) income.
If you just want to help, it might be better to use whatever service exists, and spend a bigger amount on charity.
In other words, it's the classic 'race to the bottom' problem, which is exactly what the OP is talking about. It's not helpful at a societal level to out-compete each other into the ground.
I don't agree that companies should become safety nets, but there absolutely should be a liveable minimum wage, that companies are expected to adhere to.
I'm sure you'd agree that citizens rights should trump those of consumers who want cheap stuff.
Are you also against open source? It allows companies to rely on unpaid labor (with no benefits) and directly competes with software that does pay benefits and could potentially put them out of business.