If you already feel like you are an expert or at least good enough to have a job in it, then apply those skills and make something to show your prospective employers.
Again, if your financial situation is not good then all these things just become more difficult. It sucks having a job you don't enjoy, trust me I am in one, but sometimes even if the job itself is not great, the things it will enable you to do make it worthwhile.
Please excuse me if I'm making too many assumptions about your situation, but you just remind me of a similar situation I was in a year ago.