I'm not sure I see the problem in starting with the step that costs very little (a few hours of time) and could potentially immediately resolve the situation?

There's nothing to stop you from looking into job alternatives, borrowing money from family, etc, in the meantime.

So they will take this one step at the time. Also, going 'public' on a company for a mess of your own making isn't very nice.

Apple isn't very nice. Sometimes you have to play hardball to get the necessary things done.