The 95$ per semester figure is for the State University at Sacramento - not for the community college. The current fees work out to ~5500$ per semester[1] for the same university.
[1] http://www.calstate.edu/budget/student-fees/fee-rates/sacram...
[1] http://www.calstate.edu/budget/student-fees/fee-rates/sacram...
If one parent in a situation like this is making around the median individual income of ~$40k a year, it probably makes more sense financially to not work until the kid is school age.
Obviously it's not that simple because of potential lost future earnings resulting from delayed career advancement, but I wonder if people really bother doing the math.
For example, tuition at Stony Brook[1] costs $6,170 annually. At 30 credits a year (15 per semester), that's $205 per unit/credit.
You'll find that tuition in most state universities are around that range, across the country.
[1] http://www.stonybrook.edu/undergraduate-admissions/cost-and-...