When you blow a circuit in a house, you have most likely massed up and plugged too many things into one outlet, or your device is drawing too much power. You learn from your mistake, unplug the device, and reset the circuit. If a car blows a circuit, then there is something seriously wrong with some component of the car or the wiring. You don't want the user to be able to reset the circuit, you want someone who knows what they are doing to figure our what went wrong.
I fix all of my own cars, and never once have I ever had a blow fuse "just because." There always was an underlining cause which needed to be addressed. Except once, when a 10A fuse was used in a circuit that required a 25A fuse, on a window motor.
So, basically, in a well functioning and well designed car a fuse will not fail just because. So why bother replacing a part that costs less then a cent with a part that costs several dollars. I hate this attitude, just because something CAN be complex, does NOT mean it has to be complex.
Take car modules for instance. It used to be that back in the day (the 90s) your headlights were operated by a mechanical relay. This relay was expected to fail at some point (though they very rarely actually did fail) and as a result this relay was installed in an easily accessible place. If it did fail, it would cost $10-15 to replace it plus 5 minutes of labor.
New cars nowadays have solid state switching modules to operate headlights, and everything else in your car. These components are not expected to fail, even though they often do. Don't believe me, talk to any mechanic. However, because they are not expected to fail, they are often installed deep inside the car. So, now, if your headlight module fails, it costs $400 in parts, and several hours of labor to fix the same problem. Progress?
Stop making things needlessly complicated. Blade fuses are a fine solution to a problem.