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Do you honestly shop at only places w/ NFC readers? Do you not eat at restaurants? Do you not take cash out at ATMs? I mean - sure Apple Pay is slicker and maybe more secure - but I can not imagine anyone now ditching plastic to go 100% Apple Pay, Google Wallet, whatever.

I like it when internet folk comment about current technology as legacy because some tiny fraction of its market now uses something new and shiny.

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With the prospect of fraud liability in the US shifting to the merchants starting next fall, many merchants will be swapping in terminals that are EMV compliant. I suspect many of these merchants will go for a terminal that also has NFC.

http://money.usnews.com/money/personal-finance/articles/2014...

I'm not paying $50-150, and futzing with some idiosyncratic offering of a small company, just to maintain magstripe-compatibility when magstripes are rapidly on the way out. Carrying a couple fallback magstripe cards for the last days of magstripes isn't a big hassle.

Carrying tons of magstripe cards when there were no other options – 5-10 years ago – is the only problem these seem to solve.

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