"without evidence that you actually violated a law" - oh, you mean the laws/regulations written by politicians who do so at the behest of entrenched, crony corps to control markets, suppress innovation, and defend their stagnant products/services?

You talk about a wonderful land of regulated bliss, but in reality, this sort of crap is most common result: http://reason.com/reasontv/2014/08/18/locked-out-melony-arms...

"But at least all punishments imposed by the government are subject to the court system" - Guess what? There's this nifty thing called civil court, and if we just made filing legitimate small claims easier, faster, and more effective, people could use this outlet to organically push back on bad behavior without the need for centralized regulation.