Banks and Hamilton seem a little to close to "Magic" vs scifi IMO. Basicly, plot driven technobabble vs. a look at reasonable possibilities. Ex: A culture knife missile has a rediculusly wide range of weapons with little thought as to why you would use A vs B. Hamiltons first series is about a psychic and his second revolves around ghosts in space causing a zombie apocalypse.

Though if you have a good counter example I am interested.