Portugal has MBnet, with a web interface and an Android app, as I recall. It works as advertised.
That said, I don't think it has an Android app, just a mobile website. The app that shows in Google Play is just a shortcut to the website (built by an unaffiliated developer).
And of course, it doesn't even any of the notification stuff, it's just a gateway to your regular bank account. Nor does it have physical cards.
MBnet is made by SIBS, the same entity that controls all the ATM.