Don't get me wrong. I agree that insurance should only be used on 'serious problems'. That is exactly why I am asking.

You only pay $100 dollars/year on average. But that is just you. For instance, a good majoriy of people will get a cleaning and then the Dentist will find some decay or a cavity, which will require a second visit. That second visit is what can really put a dent in someone's pocket. I'll take the risk of buying a $100/yr dental plan for this case. If it the plan ends up sucking, then big deal $100 bucks down the drain. But that is one of the reasons why I am asking here-- to avoid throwing that hard earned money away.

What Dental plans have people had positive experiences with?