You are pulling the 10 years number right out of your rear end. Many people on old-generation panels are doing 75-80% (above projection) on 25 year old panels. In fact, most panels today are warrantied to 60-80% of nameplate capacity in straight line degradation to 25 years.
Your $.15 power is retail, not wholesale which would be $.02. The $500 installed is also retail, not wholesale. And it is a ROI calculation at that point, not EROEI. I seriously doubt the $500/panel price has any relation whatsoever to the energy requirements to produce a single panel. And I seriously doubt the financial ROE of current panels has any relation to the scaled out EROEI of solar PV infra in the future.
I would spitball the material costs as effective proxies of input energy costs: Plastic, glass: effectively free Copper 1 kg: $7.00 Aluminum 3 kg: $5.00 Silicon 1 kg: $40.00
Now, just randomly cutting my original estimate to 10mWh to humor you and the correct wholesale electricity price of $.02/kWh, the wholesale value of the power is $200. So closer to 300%. I would guess one tenth to one twentieth of the input energy costs of a typical inverter would be less than $10, and even then it's over 250%.
You completely ignore grid transmission losses on your side of the argument, which are 70% or so.
I'm surprised you don't bring up grid level storage, which is solar PVs weakest point, currently.