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Living in Manhattan (or SF or whatever) is a "luxury" -- move to Atlanta where you can buy a 1 bedroom condo in the city w/ loan at $750 a month.

You do realize a 100k salary in Manhattan would likely be more around 55 - 60k in Atlanta, right?

I guess my point is you can buy a 1br condo in Atlanda w/ 55k, you can't buy anything w/ 100k in Manhattan.