Most Americans, at least in the past, would be throwing out bank statements in their trash every month (now a lot of it would be digital of course). If you wanted to steal bank details, I suspect that would be the way to do it rather than trying to time the mail and risk getting caught that way.
Name and date of birth are mostly trivial to come by. You can look up modest details about almost anyone in the US for $20 or $50.
Suburban areas are typically classified as "rural routes" so they're required to have mailboxes on posts out by the curb. These days, a "rural route" is basically anything that isn't an older neighborhood inside a larger city.
Fair warning: based on the tone of this guy's dispatches, I'd say there's an outside chance he is the car thief. The plot thickens.