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Should Apple and Google be responsible for what the children are doing on a tablet/mobile phone? Does not an in-app purchase require the password for an account connected to a credit card?

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IIRC, on Android the password isn't required if a payment was done recently (like in 15-20 minutes). That's fairly convenient if you're a sole account user and you went on a shopping spree, but if you share the device/account with someone... The complaint I've read was that if a kid persuades parent to pay for an in-game option then for a brief time they can (intently or not) make further purchases without proper authorization. Or something along those lines.

Not sure whenever this is still the case nowadays or had already been fixed - last time I've made payments on Play Store was months ago.

Per default not, it just asks you every time you enter the password if you'd like to enable that 15 minute feature.

Not by default, at least in Android.

Ah, I didn't know that.

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