Ever once in a while we see posts about how important it is to take a vacation, but one thing we never see is about actually planning and budgeting in order to be able to take one.

What are the ways people currently budget for vacations?

Personally the way I do it now is I actually have a separate checking account that is used _specifically_ for vacations, _end of list_. Every time i do a consulting gig, I break it down the money like this:

33% - into business checking account for taxes

the remaining 66% is broken down to:

25% - another business checking account for expenses 25% - into a personal savings account 25% - into the vacation checking account 25% - to paying off debt (CC, mortgage, whatever)