Thatks where I see huge potential for disruption to higher ed; I think some trusted or recognized source will make a lot of money by offering credentialing... I saw something about 'nanodegrees' from Udacity (or one of those). When the situation reaches the tipping point where it's a signal of mental paucity that you decided to take on 200k of debt for something you could have gotten for a lot less, I wonder what will happen...or how close we are to that point.