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Comment by wmf | Hacker News Reader

Original Credit Transaction is not a loophole. https://developer.visa.com/vpp/documents/json/Original_Credi... I don't know if Stripe or Balanced are using this feature.

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Ok then, that is a pretty informative API page. Some of the original sequences last year seemed to be more like AFTR type actions rather than OCT actions which, if I recall correctly, avoided a service charge on the transaction.

Could make for an interesting loyalty card program.

(Balanced co-founder)

  > I don't know if Stripe or Balanced are using this feature

Yes, Balanced is.

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