I don't see that being any different than government.
> I don't see that being any different than government.
Oh really? What is the "windfall"? (It's not supposed to be money in govt.)
And, if it's the same, why is the typical govt service so bad?
My most horrifying experiences were with the private sector (1) to clear up identity theft that happened to me, (2) admitted inaccurate billing by a dentist.
What is your interaction with the IRS and SS? (I haven't run into any problems giving them money, but that's all that I've done with them so I don't have useful data.)
I receive USPS mail for a different address at least twice a week. I haven't been burned yet by my mail being misdelivered, but odds are that I won't stay a lucky unicorn forever.