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No. The fee is charged at the beginning of the month. So, for all payments received in April, you'll be charged 50 cents per payment on May 1st.

I thought of using Stripe's API to remove the 50 cents right away, but that's not possible since it wouldn't work for PayPal payments.

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I just see it as removing a layer of complexity... I don't really care for having PayPal functionality, and not having to worry about the monthly fee paid to you makes it easier on me and you. You get paid quickly, and I don't have to account for another fee. The 50 cents just becomes part of COGS.

Makes sense. I'm all for making things easier. There is no reason why I could not charge the 50 cents for Stripe charges immediately. And, then come back and charge 50 cents for any PayPal transactions (if any) at the end of the month.

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