I should probably have added that most of my understanding in gearing comes from bicycles. I fully expect that my limited understanding there will not necessarily transfer. However, it has built up an intuition that gearing makes a huge difference. It is easy to get a sense that the other components of the equation have the final say, but it is impressive the difference going from a mountain to a road bike.
And again, thank you for the responses. I don't know as that I learned anything I can use in making decisions, but I do feel I have at least learned something.