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In most countries, your average Internet consumer can't achieve the speeds you described, though. Also, the download-to-upload rate is significantly higher.

For example, my peak download speed is 5Mbits while the upload speed peaks at 0.6Mbits. That's on one of the more expensive packages, too.

And some people have networks where constantly seeding an entire thing—be it a movie or a Linux distro—is not feasible. When you have 3mbps down/1mbps up DSL, it's going to saturate your upload if you leave it unchecked, and still have a very negative impact even if you throttle.

Exactly, people seem to forget the usage patterns.