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Disney IP access for a startup could be huge...

A huge disappointment & strategic error. This thinking is LIke founding a company based on another company's API. Look at people that bet on twitter that way. Fools game, really. after all, Hollywood

Probably they'll have you over a barrel if you're successful enough to need further funding and an extension of your rights to the relevant Disney copyrights though...

A mere bandage on the gaping wound that Disney inflicted on the public domain.

Yeah, $120k (even if only ~20k$ is cash), is a drop in the bucket compared to the WHOLE IP catalog.