Also we were covered by AppleCare and I had no problem calling in for myself.
This was in the PPC days so no VMs for me. Eventually I got a used PC from my dad's office for like $45 which has probably been through 80 Linux reinstallations. WiFi was a nightmare though, and I eventually gave up on desktop linux. Still have like 4 DO boxes and have experimented endlessly on AWS.
Since it is impossible to autonomously do payments on the internet before age 18, my parents' willingness to let me use their credit card (and then settle accounts each month via allowance and occasionally debits from my savings) was also crucial. No other way I would have been able to play with web hosting or actually make any projects live.