The returns are so paltry as to be laughable. Five percent a year? Yeah, enjoy that retirement.

If you really want to take advantage, start a business. Guess what? There's some cheap fucking labor out there, and you can easily undercut a dinosaur. Share profits with your employees and advertise it. Try to get ahead of a movement that is almost surely coming in favor of companies that treat their employees well.

You could have invested right after the financial crisis like me and others did. We have made more than a 3x return since then. This is in fact a direct result of the observations in the article.

But stock market investment, over the long haul, does give better returns than any other form of savings.

Are you... asking if there is such a thing as a money tree?

Plenty (>90% ?) of people will tell you otherwise, but there's a case to be made that "investment" in public stock is essentially a game of reverse-routlette (i.e., not lose-lose-lose-lose-WIN but the other way around). What does the "anti-DOW" (most horrific deaths rather than strongest surviving) look like?

Unfortunately, the firms that tend to enable this for employees tend to be limited to partnerships (Law Firms, etc)

No, there is no way. The information contained in this news report will have been incorporated into the stock price of all the companies long ago.

Strange game, the only way to win is not to play.