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Hey! So excited to see what you're doing. I'd appreciate a little more clarity about this point:

> 100% of lender funds go directly to the entrepreneur that you fund ... and borrowers also pay a 5% service fee

Are 'borrowers' not the same as the 'entrepreneurs' that are funding? Is this 5% not paid until after the loan is repent, aka "interest"?

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Hi Heynk,

I realize now that was unclear - thanks! Yes, the 5% service fee is paid to Zidisha at the same time interest is paid to lenders, as the loan is being repaid.

We have a separate registration fee that borrowers pay upon joining Zidisha, but it is only paid once and only in the event the borrower raises a loan.

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