From what I've seen, corporate plans are becoming more and more like what was once called major medical insurance.

So yes, coverage for anything below a small crisis is non-existent under these new plans, but it's about the same under the old plans. I'd rather bank the 50% monthly savings and know that my family can stay insured no matter what comes along.

As for the artist couple, they've got to be better off than having no insurance at all under the previous situation.