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Are you factoring in the mid-4/low-5 figure deductibles and total out-of-pocket caps?

You think that famous Albuquerque artist couple making 24K a year with 100% subsidized premiums are going to be able to afford to pay their caps, which could be up to $12,700, if something really bad happens one year? (http://www.nytimes.com/2013/11/04/business/under-health-care...).

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From what I've seen, corporate plans are becoming more and more like what was once called major medical insurance.

So yes, coverage for anything below a small crisis is non-existent under these new plans, but it's about the same under the old plans. I'd rather bank the 50% monthly savings and know that my family can stay insured no matter what comes along.

As for the artist couple, they've got to be better off than having no insurance at all under the previous situation.

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