That said - memory is dirt cheap
And what if we went to 32G or 64G, but still needed more? "RAM is cheap" doesn't scale. The hardware needed to host a 128G system (or multiple 16/32G systems) isn't cheap.
I recently upgraded two Dell Poweredge 2950s from 16 to 32GB of RAM. The cost per server was $300. If I'd needed to, I could have upgraded them to 64GB. That's on a five year old server that sells refurbished for $800.