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'I'll never make enough money just working on my full-time job (in tech)'

As a programmer? If you're not making six figures now, you will in 2-3 years. How much money do you need?

Not everyone lives in a major metropolitan area where programmers are thrown money like there's no tomorrow.

You don't need to live in a metropolitan area. If you're good, you can make 6 figures freelancing on oDesk (et al), and without working crazy hours.

What fantasy world do you live in? You're saying its easy to make six figures on a freelancing site where most everyone is looking for the cheapest developer? Seriously?

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