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Comment by benjohnson | Hacker News Reader

As I understand it, the true costs will be when employers potentially drop your heath-care coverage and make you temp worker.

Given that most people reading HN are employed in areas with high demand, this will probably not happen to you, but it could happen to those that are employed in jobs where there is a more ample pool of workers to draw from.

Sadly, it's hard to calculate the chances of this situation happening - so we'll all probably just have to wait and see.

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I find it weird that you don't blame the employers for dumping an employee, to avoid paying 2000$ penalty.

As we all know, employers are the "job creators" and whatever they do is for the good of the economy. If they are dumping employees to maintain their current profit levels, it's the government's fault for making them do that.

Government doesn't create jobs. Every job they 'create' is paid for by someone else's 'job.' Basic economics. Government creating jobs is as mythological as Al Gore inventing the Internet.

It's at least logically possible for a government employee to create value greater than the taxes necessary to employ them.

Sarcasm aside, obviously employers will tend to act in their own interests. It is unrealistic to expect them to voluntarily take on losses.

Yeah, but that's a small price to pay for every single person in the country to get excellent best-in-world health care for absolutely free. Right? . . . . Right. . . .?

At any rate, the NPR calculator only works if you enter the number of people registering for the "Exchange". So, am I to understand that if you're not registering for "The Exchange", then you will bear no additional costs? I had hoped they'd have some crazy complex calculator that would estimate how much your premiums and taxes and other things would go up with existing HMO plans and so on.

Most current individual plans don't technically meet the requirements of ACA, so they're being ended at the end of the year.

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